California Weekly Market Data ending October 2, 2023
Congress avoids shutdown and passes stopgap bill A deal came together a few hours before the deadline and Congress averted a government...
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The blog is for informational purposes only. Readers are encouraged to do their own research and due diligence regarding their financial and legal decisions. The blog should not be used as a substitute for legal advice from a licensed professional attorney, and readers are urged to consult their own legal counsel on any specific legal questions concerning a specific situation.
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fractalinfinite
- Sep 26
- 1 min
California Weekly market data ending September 25, 2023
Unemployment claims show labor market still tight Although tightness in the labor market has been a source of upward pressure on...
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fractalinfinite
- Sep 19
- 2 min
California Weekly Market Data ending September 18, 2023
California home sales dip again as rates soar to a 22-year high With rates staying elevated and above 7% in recent weeks, sales are...
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fractalinfinite
- Sep 12
- 2 min
California Weekly Market Data ending September 11, 2023
Lack of affordability and tight supply keep homebuyer confidence at low level Those who believed that it is a good time to buy remained...
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fractalinfinite
- Sep 5
- 2 min
California Weekly Market Data ending September 4, 2023
Cooling labor market gives Fed breathing room U.S. employers continued to add jobs in August with the nonfarm payrolls rising a solid...
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fractalinfinite
- Jun 17, 2022
- 2 min
United States Department of Agriculture Loan
Government backed mortgage Government backed mortgage are the type of mortgage which is secured by the federal agency. There are 3 types...
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fractalinfinite
- Jun 16, 2022
- 3 min
Veteran Affairs Loan
Government backed mortgage Government backed mortgage are the type of mortgage which is secured by the federal agency. There are 3 types...
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fractalinfinite
- Jun 12, 2022
- 5 min
Federal Housing Administration(FHA) Loan
Government backed mortgage Government backed mortgage are the type of mortgage which is secured by the federal agency. There are 3 types...
31 views0 comments
fractalinfinite
- Jun 10, 2022
- 3 min
Factors affecting the Interest rates
Credit score Typically, the higher the credit score, the buyer receives a lower interest rate. Credit score ranges from 300 - 850. This...
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fractalinfinite
- Jun 9, 2022
- 4 min
Buydown Mortgage
Buydown mortgage The buydown is a mortgage financing technique that the buyer uses to reduce the amount of their mortgage by reducing the...
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fractalinfinite
- Jun 5, 2022
- 3 min
Adjustable Rate Mortgage
ARM Loan Adjustable rate mortgage is a type of loan where the initial interest rate is fixed for a certain time, then varies periodically...
32 views0 comments
fractalinfinite
- Jun 3, 2022
- 4 min
Interest Only loan
What is an Interest only loan? An Interest only loan is a type of loan where you pay mortgage payments only on the interest for a...
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fractalinfinite
- Jun 1, 2022
- 3 min
Private Mortgage Insurance and Mortgage Insurance premium
Private Mortgage Insurance It is a type of mortgage insurance required to be paid by the borrower of a conventional loan. This insurance...
28 views0 comments
fractalinfinite
- May 29, 2022
- 4 min
Homeowners Insurance Floaters and Endorsements
What is a Homeowners Insurance? Homeowners Insurance is an insurance policy that you buy from an insurance provider which helps protect...
32 views0 comments
fractalinfinite
- May 27, 2022
- 4 min
Landlord Insurance
Landlord or Dwelling fire insurance policy covers the rental units that you own. This insurance typically includes both Property and...
30 views0 comments
fractalinfinite
- May 26, 2022
- 5 min
Importance of Having Insurance
Importance of having Homeowners Insurance Our home provides shelter and comfort, making it one of our greatest assets and it is important...
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fractalinfinite
- May 20, 2022
- 17 min
Rental Property Buying Process - Step by Step Guide
Investing in Rental Properties Investing in rental properties include buying rental homes - collecting monthly rents and waiting for...
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fractalinfinite
- May 14, 2022
- 6 min
Loan Options for Rental Investment Property
Rental Property Loans The mortgage process for the investment properties are the same as the primary residence where the lenders check...
32 views0 comments
fractalinfinite
- May 12, 2022
- 6 min
Pros and Cons of Using a Property Management for Your Rental Home
What is a Property management? When a Landlord owns a property, they can either self manage the property or use a Property management for...
28 views0 comments
fractalinfinite
- May 7, 2022
- 4 min
Things to Consider While Buying a Rental Property
Rental investment is a huge investment and it is important to be well versed before investing. There are certain things and factors to be...
39 views0 comments
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