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The blog is for informational purposes only. Readers are encouraged to do their own research and due diligence regarding their financial and legal decisions. The blog should not be used as a substitute for legal advice from a licensed professional attorney, and readers are urged to consult their own legal counsel on any specific legal questions concerning a specific situation.

Homeowners Insurance Floaters and Endorsements

fractalinfinite

May 29, 2022
4 min

Homeowners Insurance Floaters and Endorsements

What is a Homeowners Insurance? Homeowners Insurance is an insurance policy that you buy from an insurance provider which helps protect your home and family from unexpected events or disasters. It generally provides coverage to both your interior and exterior parts of your home. Though it is not mandatory to have Homeowners insurance by law, it is wise to invest in an insurance to protect your home and family and have peace of mind from unexpected events and disasters. If you

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fractalinfinite

May 27, 2022
4 min

Landlord Insurance

Landlord or Dwelling fire insurance policy covers the rental units that you own. This insurance typically includes both Property and Liability coverage protection against your financial losses or claims. It usually covers the physical structure of the property, other structures or the personal property that you own in the unit as a Landlord. It may also cover the medical expenses for another person or your legal costs in case someone got injured in your property that you

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fractalinfinite

Feb 24, 2022
4 min

Title insurance and its significance

What is a Title Insurance? A title is a document that stands as an evidence that the owner has the lawful right in possession of the property. Title insurance provides protection to the mortgage lenders and home buyers against any defects, encumbrances, liens or problems with the title during the transfer of ownership of the property. Unlike the homeowners insurance or car insurance which provides protection against future losses, title insurance provides protection to the in

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Homeowners Insurance Vs Renters Insurance

fractalinfinite

Feb 8, 2022
6 min

Homeowners Insurance Vs Renters Insurance

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fractalinfinite

Feb 7, 2022
4 min

Renters Insurance

What is a Renters Insurance? It is also referred as a Tenant Insurance or HO-4 insurance policy. Many renters think that their landlord's insurance policy will cover all their belongings, which is not really true. If you are currently renting an apartment or home and for any reason, your home is destroyed by catastrophic events or affected by theft, vandalism etc, it helps protect your Personal property. It may also provide protection to you if someone gets hurt in your apart

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fractalinfinite

Feb 6, 2022
5 min

Business Owners Policy & its Coverage

What is Business Owners Policy? This coverage is very important to protect financial loss against Property damage, personal property, Equipment, Tools, inventory, Furniture, Landscaping etc and it is something that you may need if you own your building, lease or work from home. Business Owners policy combines both business property and business liability insurance into one policy. Earthquakes and Floods are not covered by the standard insurance policy. It may be added as an a

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fractalinfinite

Feb 5, 2022
5 min

Condominium insurance and its Coverage

What is a Condominium? A Condominium or Condo is a building structure consisting a number of units and each of the unit is owned by a separate owner and has several units within the community. Condo owners share common areas such as Pools, Gym, Sports area, Golf course, Elevators etc within the community. There is usually a HOA or a property management company in charge of maintaining Covenants, Conditions and the Restrictions of the community for a fee from the owners of the

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What Are the Most Common Home Insurance Claims?

fractalinfinite

Feb 4, 2022
5 min

What Are the Most Common Home Insurance Claims?

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Ways to lower your Homeowner's Insurance

fractalinfinite

Feb 4, 2022
4 min

Ways to lower your Homeowner's Insurance

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fractalinfinite

Feb 2, 2022
4 min

Earthquake Insurance

Why should you buy an Earthquake Insurance? Earthquakes can occur anywhere and anytime and it's important to be prepared as an earthquake can cause a huge damage to the foundations of our home and make the home inhabitable. It is important to protect your home and loved ones in times of disaster. It helps protect your money you have invested if an earthquake damages it. If you don't have earthquake insurance and you experienced earthquake, then you may have to pay for the dam

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How to Save Money on Your Car Insurance?

fractalinfinite

Feb 2, 2022
4 min

How to Save Money on Your Car Insurance?

Car insurance Policy Car insurance Policy is a contract or agreement between you and the insurance company which protects your finances against a theft, an accident or any other natural causes or destruction of your insured car. The company agrees to pay a certain insured amount if any mishap happens to your car as outlined in the policy. The coverage includes Property damage, Liability or any medical bills. Ways to save money on car Insurance There are some ways you may save

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What is Gap Insurance? Is it Worth to Buy?

fractalinfinite

Feb 1, 2022
4 min

What is Gap Insurance? Is it Worth to Buy?

Car insurance Policy Car insurance Policy is a contract or agreement between you and the insurance company which protects your finances against a theft, an accident or any other natural causes or destruction of your insured car. The company agrees to pay a certain insured amount if any mishap happens to your car as outlined in the policy. The coverage includes Property damage, Liability or any medical bills. Types Of Insurance Coverage Liability Coverage - It provides coverag

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fractalinfinite

Feb 1, 2022
4 min

Does My Insurance Cover hitting A Deer?

Car insurance Policy Car insurance Policy is a contract or agreement between you and the insurance company which protects your finances against a theft, an accident or any other natural causes or destruction of your insured car. The company agrees to pay a certain insured amount if any mishap happens to your car as outlined in the policy. The coverage includes Property damage, Liability or any medical bills. Types Of Insurance Coverage Liability Coverage - It provides coverag

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fractalinfinite

Jan 31, 2022
4 min

How to File a Car Insurance Claim?

Car insurance Policy Car insurance Policy is a contract or agreement between you and the insurance company which protects your finance against a theft, an accident or any other natural causes or destruction of your insured car. The company agrees to pay a certain insured amount if any mishap happens to your car as outlined in the policy. The coverage includes Property damage, Liability or any medical bills. Car Insurance Claim Car insurance claim is a process in which you as

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What is Usage-Based Insurance? How Can you reduce your Auto Insurance Premium?

fractalinfinite

Jan 30, 2022
4 min

What is Usage-Based Insurance? How Can you reduce your Auto Insurance Premium?

Car insurance Policy Car insurance Policy is a contract or agreement between you and the insurance company which protects your finance against a theft, an accident or any other natural causes or destruction of your insured car. The company agrees to pay a certain insured amount if any mishap happens to your car as outlined in the policy. The coverage includes Property damage, Liability or any medical bills. What is a Usage based Insurance (UBI)? Usage based insurance is a typ

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What Is Full Coverage Car Insurance? Who Should Buy It?

fractalinfinite

Jan 29, 2022
3 min

What Is Full Coverage Car Insurance? Who Should Buy It?

Car insurance Policy Car insurance Policy is a contract or agreement between you and the insurance company which protects your finance against a theft, an accident or any other natural causes or destruction of your insured car. The company agrees to pay a certain insured amount if any mishap happens to your car as outlined in the policy. The coverage includes Property damage, Liability or any medical bills. Who are covered in a car insurance? Car insurance covers you and othe

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fractalinfinite

Jan 28, 2022
3 min

Flood Insurance

Why should you buy a Flood Insurance? Flooding is the one of the most common disasters recorded across U.S. The losses caused by flooding can be devastating and is not covered by the standard Homeowners or Renters Insurance policy. Just one inch of flooding water can cause damage around $25000. So, it's wise to consider buying Flood Insurance if you think you may be impacted by Flood. Your mortgage lender may require you to buy flood insurance if your home is located in the f

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Unusual things that your Homeowners Insurance may cover

fractalinfinite

Jan 26, 2022
4 min

Unusual things that your Homeowners Insurance may cover

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