Blog Posts

The blog is for informational purposes only. Readers are encouraged to do their own research and due diligence regarding their financial and legal decisions. The blog should not be used as a substitute for legal advice from a licensed professional attorney, and readers are urged to consult their own legal counsel on any specific legal questions concerning a specific situation.

California Weekly Market Data ending September 11, 2023

Lack of affordability and tight supply keep homebuyer confidence at low level Those who believed that it is a good time to buy remained...

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Sep 12, 20232 min read

California Weekly Market Data ending September 4, 2023

Cooling labor market gives Fed breathing room U.S. employers continued to add jobs in August with the nonfarm payrolls rising a solid...

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Sep 5, 20232 min read

United States Department of Agriculture Loan

Government backed mortgage Government backed mortgage are the type of mortgage which is secured by the federal agency. There are 3 types...

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Jun 17, 20222 min read

Veteran Affairs Loan

Government backed mortgage Government backed mortgage are the type of mortgage which is secured by the federal agency. There are 3 types...

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Jun 16, 20223 min read

Federal Housing Administration(FHA) Loan

Government backed mortgage Government backed mortgage are the type of mortgage which is secured by the federal agency. There are 3 types...

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Jun 12, 20225 min read

Factors affecting the Interest rates

Credit score Typically, the higher the credit score, the buyer receives a lower interest rate. Credit score ranges from 300 - 850. This...

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Jun 10, 20223 min read

Buydown Mortgage

Buydown mortgage The buydown is a mortgage financing technique that the buyer uses to reduce the amount of their mortgage by reducing the...

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Jun 9, 20224 min read

Adjustable Rate Mortgage

ARM Loan Adjustable rate mortgage is a type of loan where the initial interest rate is fixed for a certain time, then varies periodically...

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Jun 5, 20223 min read

Interest Only loan

What is an Interest only loan? An Interest only loan is a type of loan where you pay mortgage payments only on the interest for a...

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Jun 3, 20224 min read

Private Mortgage Insurance and Mortgage Insurance premium

Private Mortgage Insurance It is a type of mortgage insurance required to be paid by the borrower of a conventional loan. This insurance...

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Jun 1, 20223 min read

Homeowners Insurance Floaters and Endorsements

What is a Homeowners Insurance? Homeowners Insurance is an insurance policy that you buy from an insurance provider which helps protect...

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May 29, 20224 min read

Landlord Insurance

Landlord or Dwelling fire insurance policy covers the rental units that you own. This insurance typically includes both Property and...

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May 27, 20224 min read

Importance of Having Insurance

Importance of having Homeowners Insurance Our home provides shelter and comfort, making it one of our greatest assets and it is important...

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May 26, 20225 min read

Rental Property Buying Process - Step by Step Guide

Investing in Rental Properties Investing in rental properties include buying rental homes - collecting monthly rents and waiting for...

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May 20, 202217 min read

Loan Options for Rental Investment Property

Rental Property Loans The mortgage process for the investment properties are the same as the primary residence where the lenders check...

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May 14, 20226 min read

Pros and Cons of Using a Property Management for Your Rental Home

What is a Property management? When a Landlord owns a property, they can either self manage the property or use a Property management for...

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May 12, 20226 min read

Things to Consider While Buying a Rental Property

Rental investment is a huge investment and it is important to be well versed before investing. There are certain things and factors to be...

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May 7, 20224 min read

Finding Tenants for Your Newly Purchased Home

Investing in Rental Properties Investing in rental properties include buying rental homes - collecting monthly rents and waiting for...

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May 4, 20226 min read

How Texas is a Landlord friendly state?

Investing in Rental Properties Investing in rental properties include buying rental homes - collecting monthly rents and waiting for...

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Apr 9, 20224 min read

Qualified Business Income Deduction

What is a Qualified Business income deduction? QBI (Qualified business income deduction) which is also known as the Section 199A allows...

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Apr 9, 20223 min read